🏔️ What the Out-of-Pocket Maximum Actually Means

Understanding Your Annual Out-of-Pocket Maximum

• The **out-of-pocket maximum** is the most money you will pay for covered medical services in a single plan year.
• Once your spending reaches this limit, your insurance company pays one hundred percent of your medical bills.
• This ceiling is designed to protect you from catastrophic financial loss during a major health crisis.
• It applies to costs like deductibles, copayments, and coinsurance.