For Health Insurance Plans & Payers

Your marketing site sells plans.
We help members actually use them.

The public UHC site is a polished acquisition funnel. Once someone enrolls, they have a member portal, a PDF, and an 800 number. We fill the gap between enrollment and comprehension — inside your existing member portal, under your brand.

This is not a replacement for your website. It's a resource library that lives inside your member portal — the place 50M+ enrolled members already visit when something confusing happens. That's where CAHPS surveys measure you. That's where call deflection happens.

See it branded as UHC
$500
per MA member per star
in CMS Quality Bonus Payments
$18
avg. member services call
vs. <$0.01 for a self-serve answer
4.5×
higher renewal rate
among members who understand their benefits
32%
fewer avoidable ER visits
when members know what to expect

Where the member experience breaks down

Plans invest heavily in acquisition. The post-enrollment experience is where members decide whether to stay.

Your marketing site sells plans. Your member portal loses members.

UHC's public site is a polished acquisition funnel. Once someone enrolls, they land in a member portal with PDFs, fine print, and an 800 number. The education gap opens on day one of membership.

You're paying $12–$25 per call to answer the same 40 questions

"What's a deductible?" "Do I need a referral?" "Why did I get this bill?" Your member services team answers these thousands of times a day. Every call is a cost that a self-serve answer could eliminate.

CAHPS surveys measure comprehension — not just satisfaction

The #1 CAHPS driver is whether members felt they could get the information they needed about their health. That's not a bedside manner question. It's a content and access question.

Confused members churn — and cost more before they leave

Members who don't understand their coverage use it wrong: ER instead of urgent care, out-of-network instead of in-network, skipped meds instead of adherence. Then they switch plans at renewal.

Where it lives in your ecosystem

No new login. No separate app. It goes where your members already are.

🏠

Inside your member portal

Embedded in myuhc.com, Aetna Navigator, or your custom member portal — branded entirely as yours. Members never leave your digital environment.

🔗

As a standalone microsite

A white-labeled education hub at a subdomain like learn.yourhealthplan.com — linkable from EOBs, discharge summaries, and automated emails.

📱

As a QR code at point of care

Printed on discharge paperwork or displayed in waiting rooms — members scan, land on your branded portal, and find answers instantly.

The calls you're paying for — that shouldn't need a human

Estimated annual savings for a 1M-member plan at $18/call average, 10% deflection rate.

Question typeCall volumeEstimated annual savings
What's a deductible / copay / coinsurance?High$80K–$400K/yr
Do I need a referral or prior authorization?Very High$200K–$1M/yr
Why did I get this bill?Very High$150K–$750K/yr
What does my plan cover?High$100K–$500K/yr
What's an in-network vs. out-of-network provider?Medium$50K–$250K/yr

Conservative estimates. Actual deflection rates typically 15–25% with embedded portal placement.

From mandated disclosure to genuine comprehension

Every requirement below is already on your compliance radar. We help you go from check-the-box to measurably better.

Regulatory RequirementCurrent StandardWith Our Platform
ACA Summary of Benefits & CoverageStatic 40-page PDFInteractive, searchable, plain-English answers
CMS MA member communication standardsAnnual Evidence of Coverage mailingAlways-on, on-demand resource members actually use
NCQA health literacy standardsReading-level compliance onlyComprehension-first design with verified accuracy
HEDIS member engagement measuresPassive — measured after the factActive education that moves the needle proactively

What you get

White-labeled, embedded inside your member portal, live in days — not quarters.

  • White-labeled member education portal — your brand, your domain, your product
  • 150+ plain-English explainers on care, coverage, billing, medications & procedures
  • Search + category browse — members find answers before they dial
  • Zero EHR or claims integration required — live in days, not quarters
  • Analytics: see exactly which topics your members are most confused about
  • Custom content pipeline for plan-specific coverage questions
  • QR code & deep-link ready for printed materials and discharge packets
"Each additional Star Rating point is worth an estimated $400–$500 per member per year in Quality Bonus Payments for a Medicare Advantage plan."

— CMS Medicare Advantage Quality Bonus Program

For a plan with 500K MA members, moving from 3 to 3.5 stars = up to $250M in additional revenue. Member experience is a balance sheet item.

Employer client retention angle

Large self-funded employers choose carriers partly on member experience scores. A white-labeled education portal is a tangible, demonstrable differentiator in renewal conversations — not just a slide in a deck.

Ready to see it inside your member portal?

We've already built a working demo branded as UnitedHealthcare. We can brand it for your plan in 48 hours — no commitment, no integration work required.

View the UHC member portal demo
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